If you’re thinking of taking out motorhome breakdown cover, you’ll need to understand what each level of cover includes. Here are some of the most common types: roadside assistance, home assistance, and European cover. Read on to find out which one is best for you and your motorhome. Also, check out the Exclusions, costs, and onward travel options. A good motorhome breakdown cover policy will protect your investment while you’re on the road, but don’t forget to check the small print.
Exclusions
There are several differences between motorhome breakdown cover and standard breakdown cover. Some policies only cover certain types of vehicle, including a personal car or truck. Others, such as motorhome breakdown cover, are geared towards the specific needs of an RV or travel trailer. This article will provide an overview of the key differences between breakdown cover for motorhomes and cars and will offer helpful tips and advice. You can read about the key differences between the two to make sure you’re getting the best deal.
You may need to research the specific exclusions of your policy to determine if you should go for it. Some policies exclude older motorhomes from coverage, and you may have to look around a bit to find a suitable one for your classic VW campervan. But you should also keep in mind that the most comprehensive breakdown cover for motorhomes may not be the best option if you own an old campervan.
Cost
One of the biggest benefits of owning a motorhome is the freedom it provides. After buying one, you’re virtually free to go wherever you like, with no worries about booking accommodation or other obligations. But there’s always the risk of getting stranded somewhere, and motorhome breakdown cover is one way to prevent this from happening. If you’re thinking about buying one, here are a few things you should consider.
Breakdown cover will cover any costs incurred if you’re stranded. Depending on the type of cover you choose, this could mean up to PS300 per year. Motorhome breakdown cover is often optional, so you might opt for it later if you find you don’t need it. For example, you might have a cheaper motorhome cover if you’re a member of a caravan club.
European coverage
If you frequently drive to Europe, you will benefit from long-term European breakdown cover. This adds cover to your standard UK cover, giving you peace of mind wherever you travel. If your vehicle breaks down in Europe, the cover will cover the costs of hiring a replacement vehicle. Considering that hiring a car abroad can be very expensive, this is a fantastic way to ensure that you will not be left stranded. If you are planning a long-term trip to Europe, this is the cheapest option.
However, you should check the breakdown cover terms carefully, as different providers may offer different levels of cover in different countries. Also, keep in mind that breakdown cover providers group countries into zones, so you should check which countries your policy covers before buying. Depending on your itinerary, breakdown cover might be of little use if you’re travelling alone. If you’re traveling with other drivers, you may need to purchase a separate breakdown policy. To do this, call the breakdown provider and ask them if you are covered in other countries.
Onward travel options
If you are travelling with your motorhome, you may be interested in an onward travel option. This type of breakdown cover is ideal for travellers who are unable to continue their journey without their vehicle. In some cases, breakdown cover will provide you with a hire car, as well as reimburse you for the costs of transport. It can also provide assistance with accommodation and special medical assistance, though this is generally not covered in standard breakdown cover policies. If you are looking to travel in the UK, it may be best to purchase breakdown cover that includes this feature.
Personal-based onward travel breakdown cover covers any vehicle that meets its eligibility requirements. You can start using your cover as soon as 24 hours after you purchase your policy. You should note that some providers may offer limited onward travel cover for the first 24 hours of the policy. This coverage might be limited to roadside assistance, but it is worth checking what your onward travel options are. If you do not need a comprehensive breakdown cover, consider an onward travel option for your motorhome.